Loan Rates


Effective: 03/02/2010

 

FIXED RATE MORTGAGES

Product Description Initial Rate Effective APR* Payment / $100,000
15 year
4.500 4.528 $764.99
20 year
5.000 5.022 $659.96
30 year
5.250 5.266 $552.20

 

ADJUSTABLE RATE MORTGAGES

Product Description Initial Rate Effective APR* Index Initial Payment / $100,000
3 Year ARM
5.650 4.760 1.410 $623.17
5 Year ARM
5.900 5.610 2.370 $638.31

 

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2010, 2009
Max 60 months 5.593 5.719 20.00%
Used 2009-2008
Max 60 months 6.343 6.470 20.00%
2007
Max 48 months 6.753 6.906 30.00%
2006
Max 36 months 7.103 7.299 30.00%

 

 

*Annual Percentage Rate
APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate
APR based on 20,000 for maximum term

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.