Loan Rates


Effective: 05/14/2013

 

FIXED RATE MORTGAGES

Product Description Initial Rate Effective APR* Payment / $100,000
10 year
2.625 2.628 $948.39
15 year
2.875 2.877 $684.59
20 year
3.500 3.502 $579.96
30 year
3.625 3.626 $456.05

 

ADJUSTABLE RATE MORTGAGES

Product Description Initial Rate Effective APR* Index Initial Payment / $100,000
3 Year ARM
4.644 3.684 0.350 $564.11

 

BALLOON MORTGAGES

Product Description Initial Rate Effective APR* Initial Payment / $100,000
3 Year Balloon
4.294 4.300 $544.41
5 Year Balloon
4.266 4.269 $542.84

 

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2013, 2012
Max 60 months 4.593 4.710 20.00%
Used 2012, 2011
Max 60 months 5.343 5.461 20.00%
2010
Max 48 months 5.749 6.044 30.00%
2009
Max 36 months 6.095 6.478 30.00%
2008
Max 24 months 6.095 6.656 30.00%

 

 

*Annual Percentage Rate
APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate
APR based on 20,000 for maximum term

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.