Loan Rates


Effective: 01/31/2012

 

FIXED RATE MORTGAGES

Product Description Initial Rate Effective APR* Payment / $100,000
15 year
3.125 3.127 $696.61
20 year
3.625 3.627 $586.40
30 year
3.875 3.876 $470.24

 

ADJUSTABLE RATE MORTGAGES

Product Description Initial Rate Effective APR* Index Initial Payment / $100,000
3 Year ARM
4.950 3.776 0.360 $581.60

 

BALLOON MORTGAGES

Product Description Initial Rate Effective APR* Initial Payment / $100,000
3 Year Balloon
4.600 4.604 $561.60
5 Year Balloon
4.610 4.613 $562.05

 

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2012, 2011
Max 60 months 5.093 5.219 20.00%
Used 2011, 2010
Max 60 months 5.843 5.969 20.00%
2008
Max 48 months 6.249 6.405 30.00%
2007
Max 36 months 6.595 6.798 30.00%
2006
Max 24 months 6.595 6.890 30.00%

 

 

*Annual Percentage Rate
APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate
APR based on 20,000 for maximum term

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.