Updated Loan Rates

Loan Rates

Effective: 05/14/2013

FIXED RATE MORTGAGES

Product Description

Initial Rate

Effective APR*

10 year

2.625

2.628

$948.39

15 year

2.875

2.877

$684.59

20 year

3.500

3.502

$579.96

30 year

3.625

3.626

$456.05

ADJUSTABLE RATE MORTGAGES

Product Description

Initial Rate

Effective APR*

Index

Initial Payment / $100,000

3 Year ARM

4.644

3.684

0.350

$564.11

BALLOON MORTGAGES

Product Description

Initial Rate

Effective APR*

Initial Payment / $100,000

3 Year Balloon

4.294

4.300

$544.41

5 Year Balloon

4.266

4.269

$542.84

CONSUMER LOANS

Vehicles

Term

Rate

Effective APR**

Downpayments

New 2013, 2012

Max 60 months

4.593

4.710

20.00%

Used 2012, 2011

Max 60 months

5.343

5.461

20.00%

2010

Max 48 months

5.749

6.044

30.00%

2009

Max 36 months

6.095

6.478

30.00%

2008

Max 24 months

6.095

6.656

30.00%

*Annual Percentage Rate
APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate
APR based on 20,000 for maximum term

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.