Loan Rates


Effective: 05/06/2008

 

FIXED RATE MORTGAGES

Product Description Initial Rate Effective APR* Payment / $100,000
15 year
5.625 5.651 $823.73
20 year
6.000 6.021 $716.43
30 year
6.125 6.141 $607.61

 

ADJUSTABLE RATE MORTGAGES

Product Description Initial Rate Effective APR* Index Initial Payment / $100,000
3 Year ARM
5.650 5.668 2.560 $623.08
5 Year ARM
5.900 5.918 3.100 $638.20

 

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2008, 2007
Max 60 months 5.50 5.605 20.00%
Used 2007-2006
Max 60 months 6.25 6.357 20.00%
2005-2001
Max 48 months 7.25 7.380 30.00%
2000-1999
Max 36 months 7.50 7.671 30.00%

 

 

*Annual Percentage Rate
APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate
APR based on 20,000 for maximum term

All rates subject to change without notice.