Updated Loan Rates

Loan Rates

Effective: 03/02/2010

FIXED RATE MORTGAGES

Product Description

Initial Rate

Effective APR*

15 year

4.500

4.528

$764.99

20 year

5.000

5.022

$659.96

30 year

5.250

5.266

$552.20

ADJUSTABLE RATE MORTGAGES

Product Description

Initial Rate

Effective APR*

Index

Initial Payment / $100,000

3 Year ARM

5.650

4.760

1.410

$623.17

5 Year ARM

5.900

5.610

2.370

$638.31

CONSUMER LOANS

Vehicles

Term

Rate

Effective APR**

Downpayments

New 2010, 2009

Max 60 months

5.593

5.719

20.00%

Used 2009-2008

Max 60 months

6.343

6.470

20.00%

2007

Max 48 months

6.753

6.906

30.00%

2006

Max 36 months

7.103

7.299

30.00%

*Annual Percentage Rate
APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate
APR based on 20,000 for maximum term

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.