Personal Accounts
Account Packages
Product |
Initial Deposit |
Monthly Service Fee |
Checks |
Interest |
Interest Tiers |
ATM's |
Value Checking |
$100.00
|
NO FEE |
FREE check safekeeping |
N/A |
N/A |
FREE ATM withdrawals at Central Bank ATMs. $1.00 per
withdrawal at non-Central Bank ATMs. |
Image Checking |
$200.00
|
$8.00 if avg. daily balance is less than $1,000.00 |
Image checks returned w/ statement |
N/A |
N/A |
FREE ATM withdrawals at Central Bank ATMs. $1.00 per
withdrawal at non-Central Bank ATMs. |
Value Plus Checking |
$200.00 |
$8.00 if avg. daily balance is less than $1,000.00 |
FREE check safekeeping |
$1000.00 min. balance to earn interest* |
- $1,000.00 - $4,999.99
- $5,000.00 - $9,999.99
- $10.000.00+
|
Free ATM withdrawals at Central Bank ATMs. 3 free withdrawals
per month at non-Central Bank ATMs. $1.00 for additional
withdrawals. |
Image Plus Checking |
$200.00
|
$10.00 if avg. daily balance is less than $2,000.00 |
Image checks returned w/ statement |
$2000.00 min. balance to earn interest* |
- $2,000.00 - $4,999.99
- $5,000.00 - $9,999.99
- $10,000.00+
|
Free ATM withdrawals at Central Bank ATMs. 3 free withdrawals
per month at non-Central Bank ATMs. $1.00 for additional
withdrawals. |
| FEATURES COMMON TO
ALL PRODUCTS |
|
- Unlimited check writing
- Monthly statement
- Overdraft Privilege**
- Savings Transfer
- Protection Plus Line of Credit**
- FREE Internet Banking
- FREE Online Bill Pay***
- FREE Online Statements and Check Images
- FREE Telephone Banking
- FREE E-Statement
*Interest compounded
and paid monthly. Rate subject to
change
**Subject to approval
***FREE with a minimum of 3 online payments
per month
|
|
Account Packages
Product |
Initial Deposit |
Monthly Service Fee |
Minimum Balance |
Interest |
Interest Tiers |
Statement |
ATM's |
Statement Savings |
$100.00
|
$5.00 if avg. daily balance is less than $100.00** |
$100.00 |
Compounded & paid semi-annually* |
N/A |
Semi-Annual |
FREE ATM withdrawals at Central Bank ATMs. $1.00 per
withdrawal at non-Central Bank ATMs |
Money
Market Savings |
$1,000.00
|
$10.00 if avg. daily balance is less than $1,000.00 |
$1,000.00 |
Compounded & paid monthly* |
- $1,000.00 - $4,999.99
- $5,000.00 - $24,999.99
- $25,000.00+
|
Monthly |
N/A |
Premium
Money Market Savings |
$25,000.00
|
N/A |
$25,000.00
|
Compounded & paid monthly* |
- $25,000.00 - $49,999.99
- $50,000.00 - $99,999.99
- $100,000.00 - $249,999.99
- $250,000.00 - $499,999.99
- $500,000.00+
|
Monthly |
N/A |
Special Account Packages
Product |
Initial Deposit |
Monthly Service
Fee |
Checks |
Interest |
Interest
Tiers |
ATM's |
Health
Savings Account |
$100.00 |
NO FEE |
Images provided |
Compounded & paid monthly |
- $0 - $999.99
- $1,000.00 - $4,999.99
- $5,000.00 - $9,999.99
- $10,000.00
|
Free ATM withdrawals at Central Bank ATMs. 3 free withdrawals
per month at non-Central Bank ATMs. $1.00 for additional
withdrawals. |
| FEATURES COMMON TO
ALL PRODUCTS |
|
- FREE Internet Banking
- FREE Online Statements
- FREE Telephone Banking
*Interest rate subject
to change
**Exempt if you notify bank you
are under age 19 or a not-for-profit organization
|
|
Account Packages
Product |
Initial Deposit |
Renewal Period |
Details |
Certificate Of Deposit |
$1,000.00
|
Automatic renewal feature - 10 day decision period
|
Stop by any Central Bank location and ask for current
interest rates on several terms available or see our current
rates posted on this website under "rates". |
Account Packages
Product |
Initial Deposit |
Term |
Renewal |
Interest |
Details |
IRA Statement Savings |
- Traditional & Roth minimum initial
deposit: $1,000.00
- Education minimum initial deposit: $500.00
|
18 months |
Automatic renewal feature - 10 day decision period
|
Compounded and paid semi-annually* |
Make deposits as frequently as you like |
IRA Certificate of Deposit Account |
Traditional & Roth minimum initial deposit: $1,000.00
|
Selected from current certificate of deposit schedule
|
Automatic renewal feature - 10 day decision period
|
Selected from current certificate of deposit schedule |
N/A |
*Interest rate subject to change
Additional Account Services
Cash Management Account
Make the most of your cash reserves. Determine your checking balance
requirements and we will transfer excess funds into a higher earning
investment account*. Funds are transferred back into checking as
needed. (*Not FDIC Insured, No Bank Guarantee, May Lose Value)
Checking Plus Loan Account
A simple solution for overdraft protection. Transfer funds from
your Checking Plus Account into checking, should you experience an
inadvertent overdraft.
Automatic Teller Machine (ATM) Card
Initial card issuance: FREE
Reissue due to lost/damaged card: $8.89 - If lost after banking hours,
please contact Shazam: 1-800-537-5427
Use at any Shazam/Cirrus location
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|
