Rates

 

  • Geneseo/Andover
  • Fulton
  • Princeton

Geneseo/Andover rates from:

05/07/2008 To 05/13/2008

Deposit Accounts

Account Type APY Interest Rate Minimum Balance***
(To obtain APY)
Value Plus Checking
0.25 0.25 1,000.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+
Image Plus Checking
0.25 0.25 2,000.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+
Statement Savings
0.50 0.50 n/a
Money Market Savings (Business or Personal)
0.75 0.75 1,000.00-4,999.99
1.00 1.00 5,000.00-24,999.99
1.26 1.25 25,000.00+
Premium Money Market Savings (Business or Personal)
1.51 1.50 25,000.00-49,999.99
1.76 1.75 50,000.00-99,999.99
2.02 2.00 100,000.00-249,999.99
2.27 2.25 250,000.00-499,999.99
2.43 2.40 500,000.00+
Health Savings Accounts
0.75 0.75 0.00-999.99
1.76 1.75 1,000.00-4,999.99
2.27 2.25 5,000.00-9,999.99
2.53 2.50 10,000.00+
Business Plus Checking
0.25 0.25 0.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+

 

Certificates of Deposit

Account Type Term APY Interest Rate* Minimum Deposit
CD's (< $10,000)
CD 60 Months 3.17 3.15 1,000.00
CD 30 Months 2.92 2.90 1,000.00
CD 18 Months 2.57 2.50 1,000.00
CD 12 Months 2.47 2.45 1,000.00
CD 182 Days 2.11 2.10 1,000.00
CD 91 Days 1.91 1.90 1,000.00
CD's (> $10,000)
CD 60 Months 3.28 3.25 10,000.00
CD 30 Months 3.02 3.00 10,000.00
CD 18 Months 2.77 2.75 10,000.00
CD 12 Months 2.67 2.65 10,000.00
CD 182 Days 2.31 2.30 10,000.00
CD 91 Days 2.02 2.00 10,000.00

 

IRA's

Type Term APY Interest Rate
IRA's (< $1,000)
IRA Educational 1.00 1.00
IRA Roth 1.00 1.00
IRA Traditional 1.00 1.00
IRA's (> $1,000)
IRA Educational 2.52 2.75
IRA Roth 2.52 2.75
IRA Traditional 2.52 2.75

 

 

 

***CD Special***

Account Type Term APY Interest Rate* Minimum Deposit Details
13 Month Spring Special
13 months 3.75 3.72 5,000.00 Call

 

Fulton rates from:

05/07/2008 To 05/13/2008

Deposit Accounts

Account Type APY Interest Rate Minimum Balance***
(To obtain APY)
Value Plus Checking
0.25 0.25 1,000.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+
Image Plus Checking
0.25 0.25 2,000.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+
Statement Savings
0.50 0.50 n/a
Money Market Savings (Business or Personal)
0.75 0.75 1,000.00-4,999.99
1.00 1.00 5,000.00-24,999.99
1.26 1.25 25,000.00+
Premium Money Market Savings (Business or Personal)
1.51 1.50 25,000.00-49,999.99
1.76 1.75 50,000.00-99,999.99
2.02 2.00 100,000.00-249,999.99
2.27 2.25 250,000.00-499,999.99
2.43 2.40 500,000.00+
Health Savings Accounts
0.75 0.75 0.00-999.99
1.76 1.75 1,000.00-4,999.99
2.27 2.25 5,000.00-9,999.99
2.53 2.50 10,000.00+
Business Plus Checking
0.25 0.25 0.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+

 

Certificates of Deposit

Account Type Term APY Interest Rate* Minimum Deposit
CD's (< $10,000)
CD 60 Months 3.02 3.00 1,000.00
CD 30 Months 3.02 3.00 1,000.00
CD 18 Months 2.97 2.95 1,000.00
CD 12 Months 2.77 2.75 1,000.00
CD 182 Days 2.31 2.30 1,000.00
CD 91 Days 2.02 2.00 1,000.00
CD's (> $10,000)
CD 60 Months 3.12 3.10 10,000.00
CD 30 Months 3.02 3.00 10,000.00
CD 18 Months 2.97 2.95 10,000.00
CD 12 Months 2.77 2.75 10,000.00
CD 182 Days 2.31 2.30 10,000.00
CD 91 Days 2.02 2.00 10,000.00

 

IRA's

Type Term APY Interest Rate
IRA's (< $1,000)
IRA Educational 1.00 1.00
IRA Roth 1.00 1.00
IRA Traditional 1.00 1.00
IRA's (> $1,000)
IRA Educational 2.52 2.75
IRA Roth 2.52 2.75
IRA Traditional 2.52 2.75

 

 

***CD Special***

Account Type Term APY Interest Rate* Minimum Deposit Details
13 Month Spring Special
13 months 3.75 3.72 1,000.00 Call

 

Princeton rates from:

05/07/2008 To 05/13/2008

Deposit Accounts

Account Type APY Interest Rate Minimum Balance***
(To obtain APY)
Value Plus Checking
0.25 0.25 1,000.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+
Image Plus Checking
0.25 0.25 2,000.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+
Statement Savings
2.01 2.00 n/a
Money Market Savings (Business or Personal)
1.00 1.00 1,000.00-4,999.99
1.76 1.75 5,000.00-24,999.99
2.02 2.00 25,000.00+
Premium Money Market Savings (Business or Personal)
2.02 2.00 25,000.00-49,999.99
2.02 2.00 50,000.00-99,999.99
2.02 2.00 100,000.00-249,999.99
2.02 2.00 250,000.00-499,999.99
2.02 2.00 500,000.00+
Health Savings Accounts
0.75 0.75 0.00-999.99
1.76 1.75 1,000.00-4,999.99
2.27 2.25 5,000.00-9,999.99
2.53 2.50 10,000.00+
Business Plus Checking
0.25 0.25 0.00-4,999.99
0.50 0.50 5,000.00-9,999.99
0.75 0.75 10,000.00+

 

Certificates of Deposit

Account Type Term APY Interest Rate* Minimum Deposit
CD's (< $10,000)
CD 60 Months 3.28 3.25 1,000.00
CD 30 Months 3.02 3.00 1,000.00
CD 18 Months 2.52 2.75 1,000.00
CD 12 Months 2.26 2.50 1,000.00
CD 182 Days 2.01 2.25 1,000.00
CD 91 Days 1.51 1.50 1,000.00
CD's (> $10,000)
CD 60 Months 3.28 3.25 10,000.00
CD 30 Months 3.02 3.00 10,000.00
CD 18 Months 2.52 2.75 10,000.00
CD 12 Months 2.26 2.50 10,000.00
CD 182 Days 2.01 2.25 10,000.00
CD 91 Days 1.51 1.50 10,000.00

 

IRA's

Type Term APY Interest Rate
IRA's (< $1,000)
IRA Educational 1.00 1.00
IRA Roth 1.00 1.00
IRA Traditional 1.00 1.00
IRA's (> $1,000)
IRA Educational 2.52 2.75
IRA Roth 2.52 2.75
IRA Traditional 2.52 2.75

 

 

***CD Special***

Account Type Term APY Interest Rate* Minimum Deposit Details
13 Month Spring Special
13 months 3.75 3.72 1,000.00 Call

 

 

*Annual percentage yield assumes the semi-annual compounding of interest at the same RATE for one year. Substantial penalty may be required for early withdrawl. Subject to change. Other restrictions may apply. Member FDIC.
**Excludes Incorporated Businesses

*** Daily Balance (the amount of principal in the account each day)


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