Your Online Security

Protect Yourself Against Email Fraud

One of the latest types of email fraud is called “Phishing” (fishing). Cyber-criminals attempt to collect personal and sensitive information through with phony emails that appear to be from legitimate companies. Typically these emails direct the recipients to “verify or update” their accounts. The emails usually include links to imitations of legitimate websites and/or forms to collect personal information. Central Bank will never ask for sensitive information from you via email (ex. Social security number, access ID, pass code or account number.)

Here are a few tips to help protect your personal information while using the Internet:

  • Always avoid emailing personal and financial information.

  • Be suspicious of any email or pop-up messages with urgent requests for personal financial information.

  • If an Email arrives unsolicited from any source indicating you must click on a link to visit a site, and input personal data…. Be very wary of it.

  • Be cautious about opening any attachment or downloading any files from emails you receive, regardless of who sent them.

  • Instead of clicking on links in emails, type in the URL that you're familiar with and/or select the website from your "favorites".

  • If an offer sounds too good to be true, it probably is… And should be avoided.

  • If you have any doubts about the validity of an email, contact the sender using a telephone number you know to be genuine.

  • Regularly log into your online accounts to check your bank, credit and debit card statements to ensure that all transactions are legitimate.

  • If you initiate an online transaction and want to provide your personal information, look for indicators that the site is secure. The URL for secure sites typically begin with "https": instead of "http".

  • Use anti-virus software and keep it up-to-date
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  • Make sure you have applied the latest security patches for your computer. Most software providers, like Microsoft, offer free security patches.

  • If you have broadband Internet access (e.g. cable modem or DSL) make sure that you have a firewall.

  • Visit www.ftc.gov/spam to learn other ways to avoid email scams and deal with deceptive spam.

Reporting:

Report phishing emails to the FTC; spam@uce.gov. You can also report spam email to your ISP, such as AOL, MSN, or Yahoo.
If you believe your identity or personal information has been stolen, file a complaint at www.ftc.gov, and then visit the FTC’s Identity Theft Web site at www.consumer.gov/idtheft to learn how to minimize your risk of damage from ID theft.
You can also report Internet crimes on the Internet Crime Complaint Center, www.ic3.gov
If you need any assistance, you can also contact us at 309-944-5601

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