Loan Rates

Loan Rates

Effective: 12/11/2019

FIXED RATE MORTGAGES

Product Description Rate Effective APR* Payment (Monthly)***/ $100,000
10 year 3.375 3.378 $983.01
15 year 3.250 3.252 $702.67
20 year 3.750 3.752 $592.89
30 year 3.625 3.626 $456.05

BALLOON MORTGAGES

Product Description Initial Rate Effective APR* Initial Payment (Monthly)***/ $100,000
5 Year Balloon 4.950 4.992 $533.77
NONE 0.000 0.000 $0.00

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2020, 2019 Max 72 months 5.250 5.353 5.00%
New 2020,2019 Max 60 months 5.000 5.121 5.00%
Used 2019, 2018, 2017 Max 60 months 5.500 5.622 10.00%
Used 2016, 2015, 2014 Max 48months 6.250 6.402 15.00%
Used 2013, older Max 48 months 6.750 6.902 20.00%

*Annual Percentage Rate APR based on loan amt of $100,000 w/ 20% down

**Annual Percentage Rate APR based on 20,000 for maximum term

***Payment doesn't include taxes and insurance

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.