Loan Rates

Loan Rates

Effective: 07/17/2019

FIXED RATE MORTGAGES

Product Description Initial Rate Effective APR* Payment / $100,000
10 year 3.500 3.501 $988.86
15 year 3.500 3.502 $714.88
20 year 3.875 3.877 $599.41
30 year 4.000 4.001 $477.42

BALLOON MORTGAGES

Product Description Initial Rate Effective APR* Initial Payment / $100,000
5 Year Balloon 5.010 5.052 $537.43

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2019, 2018 Max 72 months 5.500 5.604 5.00%
New 2019, 2018 Max 60 months 5.250 5.372 5.00%
Used 2018, 2017, 2016 Max 60 months 5.750 5.873 10.00%
Used 2015, 2014, 2013 Max 48months 6.500 6.652 15.00%
Used 2012, older Max 48 months 7.000 7.152 20.00%

*Annual Percentage Rate APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate APR based on 20,000 for maximum term

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.