Loan Rates

Loan Rates

Effective: 01/16/2019

FIXED RATE MORTGAGES

Product Description Initial Rate Effective APR* Payment / $100,000
10 year 4.250 4.253 $1024.38
15 year 4.125 4.127 $745.97
20 year 4.625 4.627 $639.42
30 year 4.625 4.626 $514.14

BALLOON MORTGAGES

Product Description Initial Rate Effective APR* Initial Payment / $100,000
5 Year Balloon 5.350 5.366 $558.41

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2019, 2018 Max 72 months 5.500 5.604 5.00%
New 2019, 2018 Max 60 months 5.250 5.372 5.00%
Used 2018, 2017, 2016 Max 60 months 5.750 5.873 10.00%
Used 2015, 2014, 2013 Max 48months 6.500 6.652 15.00%
Used 2012, older Max 48 months 7.000 7.152 20.00%

*Annual Percentage Rate APR based on loan amt of $100,000 w/ 20% down

** Annual Percentage Rate APR based on 20,000 for maximum term

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.