Kasasa Saver® + Kasasa Checking Bundle
Stacking your savings is easy as 1-2-3 with Kasasa! Follow these three simple steps to maximize your earnings and enjoy free perks:
- Link It. Connect your Kasasa Saver account to a Kasasa checking account (Kasasa Cash or Kasasa Cash Back).
- Save It. Earn up to 4.00% APY* on balances up to and including $50,000 when qualifications** are met.
- Stack It. Watch your money grow effortlessly as the rewards earned from your Kasasa checking account are automatically transferred to your Kasasa Saver each month.
Ready to let your money work for you?
Open Kasasa Saver in minutes.
Open Kasasa Cash Checking or Kasasa Cash Back Checking.
Why Kasasa?
Kasasa accounts reward you for smart banking. Designed to help you earn more and reach your financial goals faster, they make growing your money simple and rewarding.
Kasasa Savings and Checking Account Perks
- Free digital banking
- No monthly maintenance fees
- No minimum balance to earn rewards
Our Kasasa Accounts at a Glance
Kasasa Saver
Enjoy a high-interest-earning savings account when your linked Kasasa Checking account meets monthly qualifications.
- Free savings that builds on itself
- Free E-Statements
- $100 minimum to open
Kasasa Cash
Stretch your hard-earned dollars further with Kasasa Cash, a high-yield checking account that rewards you for your everyday banking activities.
- Free checking that pays high interest
- Refunds on ATM withdrawal fees when you meet qualifications**
- $50 minimum to open
Kasasa Cash Back
Take advantage of a free account that pays you to shop!
- Free checking that pays you back for debit card purchases
- Refunds on ATM withdrawal fees when you meet qualifications**
- $50 minimum to open
Helpful Add-Ons for Your Kasasa Account
Enhance your banking experience with complimentary add-on services and perks that simplify saving, managing, and protecting your money.
Central Cents
Want to boost your savings even further? Enroll in Central Cents Round-Up, the easy way to build your nest egg!
- Make purchases using your Central Bank Debit card.
- We’ll round up the purchase to the next whole dollar and deposit the change into your designated Central Bank savings, money market, or Kasasa Saver account.
See Program Details and Request to Enroll
Overdraft Protection
We offer three ways to protect you from any unexpected overdrafts.
- Overdraft Lines of Credit
- Savings Transfer
- Overdraft Privilege
Digital Banking
Bank anytime from virtually anywhere with our digital banking services, built for your life on the go!
- Online Banking
- Mobile Banking
- Telephone Banking
- Text Banking
Questions about Kasasa?
Connect with us or explore our FAQ section below.
FAQS
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What are the qualifications for earning rewards with Kasasa Saver when bundled with Kasasa Cash or Kasasa Cash Back?
You need one of our Kasasa Checking accounts to open a Kasasa Saver. When you link the Kasasa savings and checking, you will automatically qualify for the highest Kasasa Saver rate when the checking account meets the monthly qualifications:
Kasasa Cash:
- At least 12 debit card purchases greater than $5, post and settle
- At least 1 direct deposit or ACH transaction
- Be enrolled in and agree to receive E-Statements
Kasasa Cash Back:
- At least 10 debit card purchases greater than $5, post and settle
- At least 1 direct deposit or ACH transaction
- Must be enrolled in and agree to receive E-Statements
That's it! Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still available to try again the next calendar month. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
How do I earn rewards with Kasasa Cash?
Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases post and settle
- At least 1 direct deposit, ACH credit, or ACH payment transaction post and settle
- Be enrolled in and agree to receive E-Statements
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
How do I earn rewards with Kasasa Cash Back?
Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 10 debit card purchases greater than $5 post and settle
- At least 1 direct deposit, ACH credit, or ACH payment transaction post and settle
- Must be enrolled in and agree to receive E-Statements
And if you don't meet these qualifications, your account is still free. Plus, you can get right back to earning your cash back rewards the very next cycle that you qualify.
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*Kasasa checking qualifications are 10 or 12 debit card purchases (depending on which Kasasa checking account you have), at least one direct deposit or ACH transaction, and be enrolled in and agree to receive E-Statements.
**Kasasa Saver is available to customers who have or open one of our Kasasa checking accounts. When you link your Kasasa Saver to your Kasasa checking account that meets monthly qualifications, (1) you will be reimbursed for up to $25 for domestic ATM fees that month, (2) your daily balance up to and including $50,000 will earn 4.00% Annual Percentage Yield (APY). Daily balances over $50,000 earn an interest rate of 0.20% on the portion of the daily balance over $50,000, resulting in a range from 4.00% APY to 1.47% APY depending on the account’s daily balance. APY calculations are based on an assumed balance of $150,000 ($50,000 + $100,000) in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. If your linked Kasasa checking account qualifications are not met that month, you will not receive ATM refunds, and all balances in the Kasasa Saver account will earn an APY of 0.05%. APYs are accurate as of 09/01/2025 and subject to change without notice. Fees may reduce earnings. $100 minimum deposit is required to open the account.