Cash in on a free account that pays you to shop. Whether you’re downtown or online, earn cash back as you spend.

Key Features

  • Cash Back
  • Refunds on ATM Withdrawal Fees^
  • No Monthly Maintenance Fee
  • Free checking that pays you back
  • 3.00% cash back on debit card purchases^
  • No category restrictions on purchases
  • Cash back earned on up to $250 in purchases monthly
  • Earn up to $90 cash back per year, $7.50 per month^
  • Refunds on ATM withdrawal fees, nationwide (Up to $25 monthly)^
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card
  • $50 minimum deposit to open

Earning Your Rewards is Easy

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases greater than $5 post and settle
  • At least 1 direct deposit, ACH credit, or ACH payment transaction post and settle
  • Must be enrolled in and agree to receive eStatements^^

And if you don't meet these qualifications, your account is still free. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

^Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($4.99 per single transaction) for domestic ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Account eligibility requirements can change at any time without notice.  If the account is closed, you will forfeit any rewards that have not been credited to your account.  Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in online banking must be maintained for E-statements to be received as a condition of the account. Limit 1 account per social security number / individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

^^E-Statements are a requirement of this account. If E-Statements are not set up, the account will revert to a Value Checking account and will be subject to the terms and conditions of that account type.

Reduce Your Rate

Save money and make the most of your home equity.

Refi Now