Always take a sure thing. With our CDs, you’re guaranteed a return — and the longer you wait, the better your rate.

Rates

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Key Features

  • Guaranteed Returns
  • Competitive Interest
  • No Setup or Maintenance Fees
  • Competitive, fixed rates that are higher rates than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other, more risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 91 days to 60 months)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • FDIC insured
  • $1,000 minimum deposit to open
  • Interest above standard savings, which may compare favorably with other investment alternatives1
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by Central Bank:
    • One interest rate
    • One regular statement
    • One year-end tax form
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community

1Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of IntraFI Network.

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