APY = Annual Percentage Yield. Rates and APYs accurate as of June 16th, 2021.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Deposit Rates

Kasasa Cash®* Learn More

Balance Minimum Opening Deposit Rate APY
0 to $20,000 $50 1.24% 1.25%
$20,000+ $50 0.26% 1.25% to 0.42%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications to Earn Rewards

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases post and settle
  • At least 1 direct deposit, ACH credit, or ACH payment transaction post and settle
  • Be enrolled in and agree to receive eStatements

If you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate and you can get right back to earning your full rewards the very next cycle that you qualify.

Image Plus Checking Learn More

Balance^ Rate APY
$2,000 - $4,999.99 0.05% 0.05%
$5,000 - $9,999.99 0.07% 0.07%
$10,000+ 0.10% 0.10%

Annual percentage yield assumes the semi-annual compounding of interest at the same RATE for one year. Substantial penalty may be required for early withdrawal. Rate subject to change. These rates do not apply to institutional funds. Fees may reduce earnings on account. Other restrictions may apply. Member FDIC.

^ Daily Balance (the amount of principal in the account each day)

Statement Savings Learn More

Balance Interest Rate APY
All balances 0.08% 0.08%

Money Market Learn More

Balance^ Interest Rate APY
$1,000 - $4,999.99 0.05% 0.05%
$5,000 - $24,999.99 0.08% 0.08%
$25,000+ 0.10% 0.10%

^ Daily Balance (the amount of principal in the account each day)

Premium Money Market Learn More

Balance^ Interest Rate APY
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 - $249,999.99 0.20% 0.20%
$250,000 - $499,999.99 0.25% 0.25%
$500,000+ 0.30% 0.30%

^ Daily Balance (the amount of principal in the account each day)

Health Savings Account (HSA) Learn More

Balance^ Interest Rate APY
$0 - $999.99 0.05% 0.05%
$1,000 - $4,999.99 0.05% 0.05%
$5,000 - $9,999.99 0.05% 0.05%
$10,000+ 0.10% 0.10%

^ Daily Balance (the amount of principal in the account each day)

Individual Retirement Accounts (IRAs) Learn More

Account Type Balance Interest Rate APY
IRA Educational $0 - $1,000 0.05% 0.05%
IRA Educational $1,000+ 0.10% 0.10%
IRA Roth $0 - $1,000 0.05% 0.05%
IRA Roth $1,000+ 0.10% 0.10%
IRA Traditional $0 - $1,000 0.05% 0.05%
IRA Traditional $1,000+ 0.10% 0.10%

Certificates of Deposit (CDs)

Learn More

Under $10,000 (Geneseo/Andover)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $1,000 0.05% 0.05%
182 Days $1,000 0.10% 0.10%
12 Months $1,000 0.25% 0.25%
18 Months $1,000 0.35% 0.35%
30 Months $1,000 0.50% 0.50%
60 Months $1,000 0.75% 0.75%
13 Month Renewal Rate $1,000 0.35% 0.35%

Penalty for early withdrawal

Over $10,000 (Geneseo/Andover)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $10,000 0.10% 0.10%
182 Days $10,000 0.25% 0.25%
12 Months $10,000 0.35% 0.35%
18 Months $10,000 0.45% 0.45%
30 Months $10,000 0.65% 0.65%
60 Months $10,000 0.90% 0.90%
13 Month Renewal Rate $10,000 0.35% 0.35%

Penalty for early withdrawal

Under $10,000 (Fulton)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $1,000 0.05% 0.05%
182 Days $1,000 0.10% 0.10%
12 Months $1,000 0.25% 0.25%
18 Months $1,000 0.35% 0.35%
30 Months $1,000 0.50% 0.50%
60 Months $1,000 0.75% 0.75%
13 Month Renewal Rate $1,000 0.35% 0.35%

Penalty for early withdrawal

Over $10,000 (Fulton)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $10,000 0.10% 0.10%
182 Days $10,000 0.25% 0.25%
12 Months $10,000 0.35% 0.35%
18 Months $10,000 0.45% 0.45%
30 Months $10,000 0.65% 0.65%
60 Months $10,000 0.90% 0.90%
13 Month Renewal Rate $10,000 0.35% 0.35%

Penalty for early withdrawal.

Under $10,000 (Rochelle/Ashton/Oregon)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $1,000 0.05% 0.05%
182 Days $1,000 0.15% 0.15%
12 Months $1,000 0.20% 0.20%
18 Months $1,000 0.30% 0.30%
30 Months $1,000 0.35% 0.35%
60 Months $1,000 0.65% 0.65%

Penalty for early withdrawal

Over $10,000 (Rochelle/Ashton/Oregon)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $10,000 0.15% 0.15%
182 Days $10,000 0.20% 0.20%
12 Months $10,000 0.30% 0.30%
18 Months $10,000 0.35% 0.35%
30 Months $10,000 0.45% 0.45%
60 Months $10,000 0.75% 0.75%

Penalty for early withdrawal

Under $10,000 (Princeton/Peru)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $1,000 0.20% 0.20%
182 Days $1,000 0.25% 0.25%
12 Months $1,000 0.40% 0.40%
18 Months $1,000 0.55% 0.55%
30 Months $1,000 0.65% 0.65%
60 Months $1,000 1.00% 1.00%
13 Month Renewal Rate $1,000 0.40% 0.40%

Penalty for early withdrawal

Over $10,000 (Princeton/Peru)

Rates effective 6/16/21 - 6/22/21

Term Minimum Balance Interest Rate APY
91 Days $10,000 0.20% 0.20%
182 Days $10,000 0.25% 0.25%
12 Months $10,000 0.40% 0.40%
18 Months $10,000 0.55% 0.55%
30 Months $10,000 0.65% 0.65%
60 Months $10,000 1.00% 1.00%
13 Month Renewal Rate $10,000 0.40% 0.40%

Penalty for early withdrawal

Loan Rates

Fixed Rate Mortgages Learn More

Term Rate Effective APR1 Payment (Monthly)2 / $100,000
10 year 2.500 2.503 $942.70
15 year 2.625 2.627 $672.69
20 year 3.125 3.127 $560.88
30 year 3.250 3.251 $435.21

NOTE: Refinance rates may be higher due to adjustments assessed by Fannie Mae. Please contact your loan officer for a rate quote for your refinance

1 Annual Percentage Rate APR based on loan amt of $100,000 w/ 20% down purchase

2 Payment doesn't include taxes and insurance

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.

Balloon Mortgages Learn More

Description Initial Rate Effective APR1 Initial Payment (Monthly)2/ $100,000
5 Year Balloon 4.030% 4.052% $479.15

1 Annual Percentage Rate APR based on loan amt of $100,000 w/ 20% down purchase

2 Payment doesn't include taxes and insurance

All rates subject to change without notice.

Vehicle Loans Learn More

Vehicle Type Term Rate Effective APR3 Downpayments
New 2021, 2020 Max 72 months 4.750 4.885 5.00%
New 2021, 2020 Max 60 months 4.500 4.659 5.00%
Used 2020, 2019, 2018 Max 60 months 5.000 5.161 10.00%
Used 2017, 2016, 2015 Max 48 months 5.750 5.950 15.00%
Used 2014, older Max 48 months 6.250 6.451 20.00%

3 Annual Percentage Rate APR based on 20,000 for maximum term

All rates subject to change without notice.

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