Deposit Rates

Deposit Rates

Geneseo/Andover rates from: 10/14/2020 To 10/20/2020

Deposit Accounts

Account Type APY* Interest Rate Minimum Balance**
(To obtain APY)
Image Plus Checking
  • 0.05
  • 0.10
  • 0.15
  • 0.05
  • 0.10
  • 0.15
  • 2,000.00-4,999.99
  • 5,000.00-9,999.99
  • 10,000.00+
Statement Savings
  • 0.10
  • 0.10
  • n/a
Money Market Savings (Business or Personal)
  • 0.05
  • 0.10
  • 0.15
  • 0.05
  • 0.10
  • 0.15
  • 1,000.00-4,999.99
  • 5,000.00-24,999.99
  • 25,000.00+
Premium Money Market Savings (Business or Personal)
  • 0.10
  • 0.15
  • 0.20
  • 0.25
  • 0.30
  • 0.10
  • 0.15
  • 0.20
  • 0.25
  • 0.30
  • 25,000.00-49,999.99
  • 50,000.00-99,999.99
  • 100,000.00-249,999.99
  • 250,000.00-499,999.99
  • 500,000.00+
Health Savings Accounts
  • 0.05
  • 0.05
  • 0.05
  • 0.10
  • 0.05
  • 0.05
  • 0.05
  • 0.10
  • 0.00-999.99
  • 1,000.00-4,999.99
  • 5,000.00-9,999.99
  • 10,000.00+

Certificates of Deposit

Account Type Term APY* Interest Rate Minimum Balance**
(To obtain APY)
CD's (< $10,000)
  • CD 60 Months
  • CD 30 Months
  • CD 18 Months
  • CD 12 Months
  • CD 182 Days
  • CD 91 Days
  • 0.75
  • 0.50
  • 0.40
  • 0.30
  • 0.10
  • 0.05
  • 0.75
  • 0.50
  • 0.40
  • 0.30
  • 0.10
  • 0.05
  • 1,000.00
  • 1,000.00
  • 1,000.00
  • 1,000.00
  • 1,000.00
  • 1,000.00
CD's (> $10,000)
  • CD 60 Months
  • CD 30 Months
  • CD 18 Months
  • CD 12 Months
  • CD 182 Days
  • CD 91 Days
  • 0.90
  • 0.65
  • 0.50
  • 0.40
  • 0.25
  • 0.10
  • 0.90
  • 0.65
  • 0.50
  • 0.40
  • 0.25
  • 0.10
  • 10,000.00
  • 10,000.00
  • 10,000.00
  • 10,000.00
  • 10,000.00
  • 10,000.00

IRA’s

Account Type Term APY* Interest Rate
IRA's (< $1,000)
  • IRA Educational
  • IRA Roth
  • IRA Traditional
  • 0.05
  • 0.05
  • 0.05
  • 0.05
  • 0.05
  • 0.05
IRA's (> $1,000)
  • IRA Educational
  • IRA Roth
  • IRA Traditional
  • 0.10
  • 0.10
  • 0.10
  • 0.10
  • 0.10
  • 0.10

* Annual percentage yield assumes the semi-annual compounding of interest at the same RATE for one year. Substantial penalty may be required for early withdrawal. Rate subject to change. These rates do not apply to institutional funds. Fees may reduce earnings on account. Other restrictions may apply. Member FDIC.

** Daily Balance (the amount of principal in the account each day)